Indian Financial System Code

Indian Financial System Code

The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. A code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: the Real Time Gross Settlement (RTGS) and the National Electronic Fund Transfer (NEFT) systems.


The IFSC is an 11-character code with the first four alphabetic characters representing the bank name, and the last six characters (usually numeric, but can be alphabetic) representing the branch. The fifth character is 0 (zero) and reserved for future use. Bank IFS Code is used by the NEFT & RTGS systems to route the messages to the destination banks/branches. The format of the IFS Code is shown below.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

Lists of IFS Codes

Bank-wise lists of IFS Codes are available with all the bank-branches participating in inter bank electronic funds transfer. A list of bank-branches participating in NEFT/RTGS and their IFS Code is available on the website of Reserve Bank of India. All the banks have also been advised to print the IFS code of the branch on cheques issued by branches to their customers. Many third party web portals now allow lookup of IFS Codes online. Customers can search for the IFS Code of their bank-branch with a single or a combination of criteria like bank name, state, district, city, branch etc.
Directory Listing in Hardware and Software in GUJRAT Business Services in TAMIL NADU Modicare DP in PUNJAB Abrasives and Allied Products in MADHYA PRADESH Food & Drink in MAHARASHTRA Institution in MIZORAM service provider company in RAJASTHAN College in WEST BENGAL Taxi Services in BIHAR Courier Services in ASSAM Computer and Internet in UTTAR PRADESH Coaching in RAJASTHAN Institution in NAGALAND Health Care in MAHARASHTRA WEDDING in CHANDIGARH NGO in DELHI Entertainment & Fun in TAMIL NADU Hardware and Software in CHANDIGARH Packers and Movers in HARYANA Beauty Parlour & Beauty Clinic in UTTARAKHAND Gems and Jewellery in BIHAR Printing and Publishing in MADHYA PRADESH medical equipments in UTTAR PRADESH Cosmetics and Beauty Services in MADHYA PRADESH Travel and Tourism in KARNATAKA PMKVY Training Centre in ORISSA IT FIRM in MAHARASHTRA Doctor in BIHAR Aadhar Enrollment Centre in ASSAM Health Care in DELHI Packing Materials and Equipment in RAJASTHAN service provider company in UTTAR PRADESH Hardware and Software in ORISSA Hospital in ANDHRA PRADESH SPORT in BIHAR Business Services in HIMACHAL PRADESH Coaching in HARYANA Business Services in PUNJAB Entertainment & Fun in BIHAR Transportation in TAMIL NADU Business Services in JHARKHAND Construction and Real Estate in DELHI Advertising Agency in UTTAR PRADESH Construction and Real Estate in CHANDIGARH security services in MAHARASHTRA Hotels and Resorts in MADHYA PRADESH Books and Stationery in KERALA Arts and Craft in DELHI NGO in MADHYA PRADESH DIAGNOSTIC LAB in HARYANA