Indian Financial System Code

Indian Financial System Code

The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. A code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: the Real Time Gross Settlement (RTGS) and the National Electronic Fund Transfer (NEFT) systems.


The IFSC is an 11-character code with the first four alphabetic characters representing the bank name, and the last six characters (usually numeric, but can be alphabetic) representing the branch. The fifth character is 0 (zero) and reserved for future use. Bank IFS Code is used by the NEFT & RTGS systems to route the messages to the destination banks/branches. The format of the IFS Code is shown below.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

Lists of IFS Codes

Bank-wise lists of IFS Codes are available with all the bank-branches participating in inter bank electronic funds transfer. A list of bank-branches participating in NEFT/RTGS and their IFS Code is available on the website of Reserve Bank of India. All the banks have also been advised to print the IFS code of the branch on cheques issued by branches to their customers. Many third party web portals now allow lookup of IFS Codes online. Customers can search for the IFS Code of their bank-branch with a single or a combination of criteria like bank name, state, district, city, branch etc.
Directory Listing in Coaching in MAHARASHTRA PMKVY Training Centre in Sikkim Beauty Parlour & Beauty Clinic in BIHAR Education & Jobs in KERALA Metals, Minerals and Ores in BIHAR Education & Jobs in ORISSA Handicrafts in KARNATAKA security services in MAHARASHTRA Tour & Travels in HIMACHAL PRADESH School in WEST BENGAL PMKVY Training Centre in CHATTISGARH PHOTO/VIDEO in DELHI PMKVY Training Centre in DELHI DIAGNOSTIC LAB in HARYANA Beauty Parlour & Beauty Clinic in DELHI Hospital in JHARKHAND PMKVY Training Centre in CHANDIGARH Admission Consultant in RAJASTHAN PMKVY Training Centre in HIMACHAL PRADESH Courier Services in GUJRAT Business Services in WEST BENGAL Automobile and Automative in BIHAR PMKVY Training Centre in TRIPURA Coaching in ORISSA Electrical and Electronic in RAJASTHAN Industrial Goods and Products in GUJRAT Construction and Real Estate in WEST BENGAL Police in RAJASTHAN Abrasives and Allied Products in GOA Modicare MSC in BIHAR Food and Beverages in MAHARASHTRA Computer Sales And Services in ORISSA Institution in MIZORAM Automotive & Transport in RAJASTHAN MOBILE SERVICES in KARNATAKA Business Services in NAGALAND Aadhar Enrollment Centre in HARYANA Automobile and Automative in UTTAR PRADESH Hardware and Software in ASSAM School in DELHI Institution in KARNATAKA Health Care in JHARKHAND Apparel and Clothing in JHARKHAND Education & Jobs in HIMACHAL PRADESH Health & Beauty in BIHAR Tour & Travels in PUNJAB NGO in JHARKHAND Job Consultancy in HARYANA School in GOA Business Services in PUNJAB