Indian Financial System Code

Indian Financial System Code

The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. A code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: the Real Time Gross Settlement (RTGS) and the National Electronic Fund Transfer (NEFT) systems.


The IFSC is an 11-character code with the first four alphabetic characters representing the bank name, and the last six characters (usually numeric, but can be alphabetic) representing the branch. The fifth character is 0 (zero) and reserved for future use. Bank IFS Code is used by the NEFT & RTGS systems to route the messages to the destination banks/branches. The format of the IFS Code is shown below.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

Lists of IFS Codes

Bank-wise lists of IFS Codes are available with all the bank-branches participating in inter bank electronic funds transfer. A list of bank-branches participating in NEFT/RTGS and their IFS Code is available on the website of Reserve Bank of India. All the banks have also been advised to print the IFS code of the branch on cheques issued by branches to their customers. Many third party web portals now allow lookup of IFS Codes online. Customers can search for the IFS Code of their bank-branch with a single or a combination of criteria like bank name, state, district, city, branch etc.
Directory Listing in Beauty Parlour & Beauty Clinic in CHATTISGARH Agriculture, Food and Marine in MADHYA PRADESH NGO in MADHYA PRADESH Hotels and Resorts in KERALA Construction and Real Estate in MAHARASHTRA Government Office in GUJRAT Abrasives and Allied Products in PUNJAB NGO in BIHAR Aadhar Enrollment Centre in BIHAR Arts and Craft in JAMMU & KASHMIR School in MADHYA PRADESH Meical Related Services in GOA service provider company in JHARKHAND Automobile and Automative in UTTAR PRADESH Shopping in WEST BENGAL Gems and Jewellery in UTTAR PRADESH Health & Beauty in TAMIL NADU MUSIC & ENTERTAINMENT in KERALA Courier Services in ORISSA Hospital in MANIPUR Herbal and Ayurvadic in HARYANA Abrasives and Allied Products in KERALA Herbal and Ayurvadic in TELANGANA Taxi Services in JHARKHAND Institution in Puducherry Agriculture, Food and Marine in GUJRAT security services in UTTAR PRADESH Hostel in MADHYA PRADESH NGO in HARYANA NGO in KARNATAKA Courier Services in KARNATAKA College in MADHYA PRADESH common service centre in PUNJAB Computer and Internet in DELHI Construction and Real Estate in BIHAR Aadhar Enrollment Centre in TAMIL NADU PMKVY Training Centre in UTTAR PRADESH University in ARUNACHAL PRADESH Construction and Real Estate in RAJASTHAN Hotels and Resorts in TAMIL NADU IT FIRM in PUNJAB Health Care in MIZORAM Computer and Internet in KARNATAKA Hospital in MEGHALAYA Job Consultancy in MADHYA PRADESH music & entertenment in KARNATAKA Utility in DELHI common service centre in DAMAN & DIU Business Services in MANIPUR Hotels and Resorts in RAJASTHAN