Indian Financial System Code

Indian Financial System Code

The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. A code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: the Real Time Gross Settlement (RTGS) and the National Electronic Fund Transfer (NEFT) systems.


The IFSC is an 11-character code with the first four alphabetic characters representing the bank name, and the last six characters (usually numeric, but can be alphabetic) representing the branch. The fifth character is 0 (zero) and reserved for future use. Bank IFS Code is used by the NEFT & RTGS systems to route the messages to the destination banks/branches. The format of the IFS Code is shown below.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

Lists of IFS Codes

Bank-wise lists of IFS Codes are available with all the bank-branches participating in inter bank electronic funds transfer. A list of bank-branches participating in NEFT/RTGS and their IFS Code is available on the website of Reserve Bank of India. All the banks have also been advised to print the IFS code of the branch on cheques issued by branches to their customers. Many third party web portals now allow lookup of IFS Codes online. Customers can search for the IFS Code of their bank-branch with a single or a combination of criteria like bank name, state, district, city, branch etc.
Directory Listing in Food & Drink in MAHARASHTRA Business Services in MEGHALAYA Advertising Agency in MAHARASHTRA Education & Jobs in CHANDIGARH Transportation in MAHARASHTRA Advertising Agency in UTTAR PRADESH Health Care in UTTAR PRADESH Apparel and Clothing in MAHARASHTRA Food & Drink in RAJASTHAN Beauty Parlour & Beauty Clinic in RAJASTHAN Abrasives and Allied Products in WEST BENGAL PHOTO/VIDEO in UTTAR PRADESH PMKVY Training Centre in UTTARAKHAND Computer Sales And Services in ORISSA Institution in MEGHALAYA SPORT in PUNJAB Hardware and Software in KARNATAKA PMKVY Training Centre in MAHARASHTRA Education & Jobs in TAMIL NADU Pharmaceutical company and Products in BIHAR Aadhar Enrollment Centre in CHANDIGARH University in HARYANA Automotive & Transport in RAJASTHAN Advocate & Legal Advisor in CHANDIGARH Shipping, Storage, and Logistics in MAHARASHTRA Hotels and Resorts in CHANDIGARH medical equipments in DELHI School in UTTAR PRADESH Astrology in RAJASTHAN Job Consultancy in BIHAR Hostel in MAHARASHTRA Construction and Real Estate in MAHARASHTRA Entertainment & Fun in BIHAR Shopping in HARYANA medical equipments in BIHAR Education & Jobs in WEST BENGAL Gems and Jewellery in HARYANA Advertising Agency in ASSAM Event Mangement in HARYANA Indane Gas Agency in BIHAR SPORT in BIHAR Tour & Travels in CHANDIGARH Food & Drink in UTTAR PRADESH NGO in MAHARASHTRA Gems and Jewellery in DELHI Aadhar Enrollment Centre in KERALA College in KARNATAKA Education & Jobs in TELANGANA Beauty Parlour & Beauty Clinic in CHATTISGARH Health Care in UTTARAKHAND