Indian Financial System Code

Indian Financial System Code

The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. A code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: the Real Time Gross Settlement (RTGS) and the National Electronic Fund Transfer (NEFT) systems.


The IFSC is an 11-character code with the first four alphabetic characters representing the bank name, and the last six characters (usually numeric, but can be alphabetic) representing the branch. The fifth character is 0 (zero) and reserved for future use. Bank IFS Code is used by the NEFT & RTGS systems to route the messages to the destination banks/branches. The format of the IFS Code is shown below.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

Lists of IFS Codes

Bank-wise lists of IFS Codes are available with all the bank-branches participating in inter bank electronic funds transfer. A list of bank-branches participating in NEFT/RTGS and their IFS Code is available on the website of Reserve Bank of India. All the banks have also been advised to print the IFS code of the branch on cheques issued by branches to their customers. Many third party web portals now allow lookup of IFS Codes online. Customers can search for the IFS Code of their bank-branch with a single or a combination of criteria like bank name, state, district, city, branch etc.
Directory Listing in Blood Bank in DELHI Scientific and Laboratory Instruments in UTTARAKHAND Computer Sales And Services in DELHI Pharmaceutical company and Products in KERALA Coaching in DELHI MUSIC & ENTERTAINMENT in KERALA Health Care in HARYANA Packers and Movers in TELANGANA Electronics And Electrical Goods in GUJRAT PMKVY Training Centre in MEGHALAYA Hardware and Software in KERALA Institution in WEST BENGAL Modicare MSC in BIHAR Event Mangement in BIHAR Abrasives and Allied Products in RAJASTHAN Courier Services in GUJRAT Health Care in KARNATAKA Gems and Jewellery in UTTAR PRADESH security services in TELANGANA College in UTTAR PRADESH Event Mangement in JHARKHAND Food and Beverages in PUNJAB Event Mangement in DELHI Entertainment & Fun in PUNJAB security services in HIMACHAL PRADESH Astrology in DELHI Modicare MSC in ARUNACHAL PRADESH Institution in HIMACHAL PRADESH Architect in DELHI Hardware and Software in UTTAR PRADESH Banquet Halls in BIHAR Hand and Machine Tools in BIHAR medical equipments in DELHI Industrial Goods and Products in RAJASTHAN Advertising Agency in ANDHRA PRADESH Courier Services in MADHYA PRADESH Utility in DELHI Taxi Services in GOA Industrial Goods and Products in ANDAMAN & NICOBAR Herbal and Ayurvadic in TELANGANA Education & Jobs in UTTAR PRADESH Household Products and Home Supplies in MAHARASHTRA Food and Beverages in BIHAR Construction and Real Estate in DELHI FASHION SHOP in KARNATAKA Abrasives and Allied Products in KERALA power transmission equipments in DELHI MOBILE SERVICES in KARNATAKA Architect in BIHAR Gems and Jewellery in Puducherry