Indian Financial System Code

Indian Financial System Code

The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. A code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: the Real Time Gross Settlement (RTGS) and the National Electronic Fund Transfer (NEFT) systems.


The IFSC is an 11-character code with the first four alphabetic characters representing the bank name, and the last six characters (usually numeric, but can be alphabetic) representing the branch. The fifth character is 0 (zero) and reserved for future use. Bank IFS Code is used by the NEFT & RTGS systems to route the messages to the destination banks/branches. The format of the IFS Code is shown below.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

Lists of IFS Codes

Bank-wise lists of IFS Codes are available with all the bank-branches participating in inter bank electronic funds transfer. A list of bank-branches participating in NEFT/RTGS and their IFS Code is available on the website of Reserve Bank of India. All the banks have also been advised to print the IFS code of the branch on cheques issued by branches to their customers. Many third party web portals now allow lookup of IFS Codes online. Customers can search for the IFS Code of their bank-branch with a single or a combination of criteria like bank name, state, district, city, branch etc.
Directory Listing in Restaurant in BIHAR Plant and Machinery in DELHI Health & Beauty in TAMIL NADU Beauty Parlour & Beauty Clinic in GUJRAT Health & Beauty in GUJRAT Electrical and Electronic in HARYANA Agriculture, Food and Marine in MAHARASHTRA common service centre in MANIPUR IT FIRM in CHANDIGARH Advertising Agency in CHANDIGARH Institution in MEGHALAYA Printing and Publishing in BIHAR Blood Bank in DELHI Shopping in ASSAM Shopping in WEST BENGAL builder & construction in TAMIL NADU SALES & MARKETING in RAJASTHAN Courier Services in MAHARASHTRA School in TAMIL NADU Job Consultancy in DELHI Construction and Real Estate in RAJASTHAN Computer and Internet in WEST BENGAL Automobile and Automative in TAMIL NADU Education & Jobs in DELHI Health Care in UTTAR PRADESH Hardware and Software in GUJRAT Transportation in TAMIL NADU Hostel in TAMIL NADU MUSIC & ENTERTAINMENT in KERALA Hotels and Resorts in GOA Modicare DP in PUNJAB Hotels and Resorts in GUJRAT Tailer in DELHI IT FIRM in PUNJAB Hospital in CHATTISGARH Institution in ANDAMAN & NICOBAR Institution in LAKSHDWEEP Car Repair in RAJASTHAN Modicare MSC in ARUNACHAL PRADESH Automobile and Automative in MAHARASHTRA Electronics And Electrical Goods in BIHAR Computer Sales And Services in UTTAR PRADESH Tour & Travels in BIHAR Arts and Craft in TAMIL NADU Institution in GUJRAT PHOTO/VIDEO in MAHARASHTRA Sports Goods and Equipments in UTTAR PRADESH property dealer in RAJASTHAN Coaching in ORISSA Astrology in CHANDIGARH