Indian Financial System Code

Indian Financial System Code

The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. A code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: the Real Time Gross Settlement (RTGS) and the National Electronic Fund Transfer (NEFT) systems.


The IFSC is an 11-character code with the first four alphabetic characters representing the bank name, and the last six characters (usually numeric, but can be alphabetic) representing the branch. The fifth character is 0 (zero) and reserved for future use. Bank IFS Code is used by the NEFT & RTGS systems to route the messages to the destination banks/branches. The format of the IFS Code is shown below.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

Lists of IFS Codes

Bank-wise lists of IFS Codes are available with all the bank-branches participating in inter bank electronic funds transfer. A list of bank-branches participating in NEFT/RTGS and their IFS Code is available on the website of Reserve Bank of India. All the banks have also been advised to print the IFS code of the branch on cheques issued by branches to their customers. Many third party web portals now allow lookup of IFS Codes online. Customers can search for the IFS Code of their bank-branch with a single or a combination of criteria like bank name, state, district, city, branch etc.
Directory Listing in Printing and Publishing in MAHARASHTRA Paper and Paper Products in ORISSA Event Mangement in ANDAMAN & NICOBAR Printing and Publishing in ANDHRA PRADESH Job Consultancy in GUJRAT Beauty Parlour & Beauty Clinic in ANDHRA PRADESH builder & construction in WEST BENGAL IT FIRM in ORISSA Taxi Services in JHARKHAND service provider company in MADHYA PRADESH Hotels and Resorts in WEST BENGAL Plant and Machinery in BIHAR Printing and Publishing in TAMIL NADU Tour & Travels in KARNATAKA Shipping, Storage, and Logistics in TELANGANA security services in PUNJAB Household Products and Home Supplies in TAMIL NADU Shopping in DELHI Hotels and Resorts in TAMIL NADU Communication and Media in KARNATAKA Pharmaceutical company and Products in KERALA Beauty Parlour & Beauty Clinic in DELHI Printing and Publishing in BIHAR Tour & Travels in UTTARAKHAND University in RAJASTHAN Tour & Travels in CHANDIGARH builder & construction in BIHAR Service Centre in MAHARASHTRA Shopping in TELANGANA Entertainment & Fun in BIHAR College in BIHAR Hospital in MEGHALAYA PMKVY Training Centre in CHANDIGARH Courier Services in UTTAR PRADESH medical equipments in MIZORAM Construction and Real Estate in TAMIL NADU Paper and Paper Products in BIHAR Mobile shop in MAHARASHTRA Metals, Minerals and Ores in MAHARASHTRA PMKVY Training Centre in MADHYA PRADESH Aadhar Enrollment Centre in KERALA Gems and Jewellery in GUJRAT Hospital in PUNJAB School in HARYANA Meical Related Services in CHATTISGARH Electrical and Electronic in KERALA Hotels and Resorts in KERALA Coaching in UTTAR PRADESH Health & Beauty in PUNJAB medical equipments in BIHAR