Indian Financial System Code

Indian Financial System Code

The Indian Financial System Code (IFS Code or IFSC) is an alphanumeric code that facilitates electronic funds transfer in India. A code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: the Real Time Gross Settlement (RTGS) and the National Electronic Fund Transfer (NEFT) systems.


The IFSC is an 11-character code with the first four alphabetic characters representing the bank name, and the last six characters (usually numeric, but can be alphabetic) representing the branch. The fifth character is 0 (zero) and reserved for future use. Bank IFS Code is used by the NEFT & RTGS systems to route the messages to the destination banks/branches. The format of the IFS Code is shown below.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

Lists of IFS Codes

Bank-wise lists of IFS Codes are available with all the bank-branches participating in inter bank electronic funds transfer. A list of bank-branches participating in NEFT/RTGS and their IFS Code is available on the website of Reserve Bank of India. All the banks have also been advised to print the IFS code of the branch on cheques issued by branches to their customers. Many third party web portals now allow lookup of IFS Codes online. Customers can search for the IFS Code of their bank-branch with a single or a combination of criteria like bank name, state, district, city, branch etc.
Directory Listing in Education & Jobs in MADHYA PRADESH Apparel and Clothing in JHARKHAND Construction and Real Estate in RAJASTHAN IT FIRM in MADHYA PRADESH Electronics And Electrical Goods in ASSAM School in MADHYA PRADESH Hospital in JAMMU & KASHMIR Communication and Media in KARNATAKA Mobile shop in BIHAR DIAGNOSTIC LAB in HARYANA Business Services in RAJASTHAN Abrasives and Allied Products in KARNATAKA MOBILE SERVICES in TAMIL NADU Automobile and Automative in BIHAR Agriculture, Food and Marine in PUNJAB property dealer in CHANDIGARH Hotels and Resorts in KERALA Institution in ANDAMAN & NICOBAR Computer Sales And Services in KARNATAKA NGO in WEST BENGAL PHOTO/VIDEO in MAHARASHTRA PMKVY Training Centre in NAGALAND Abrasives and Allied Products in HARYANA Restaurant in DELHI SALES & MARKETING in DELHI Coaching in PUNJAB Abrasives and Allied Products in HIMACHAL PRADESH Arts and Craft in JAMMU & KASHMIR Apparel and Clothing in KARNATAKA College in HARYANA PHOTO/VIDEO in DELHI Hardware and Software in ASSAM Household Products and Home Supplies in UTTAR PRADESH Health & Beauty in TELANGANA IT FIRM in TAMIL NADU Transportation in KARNATAKA Doctor in RAJASTHAN Courier Services in DELHI IT FIRM in RAJASTHAN Hospital in UTTAR PRADESH Books and Stationery in BIHAR Advocate & Legal Advisor in CHANDIGARH Automotive & Transport in RAJASTHAN Business Services in MIZORAM Electronics And Electrical Goods in BIHAR WEDDING in CHANDIGARH Transportation in GUJRAT Education & Jobs in UTTAR PRADESH Coaching in UTTAR PRADESH service provider company in HARYANA